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Would you like help to
reduce or even eliminate your credit card
debt? William Michelson has helped many of
his Minnesota clients eliminate their credit card debt by negotiating their credit card debt to a level that they can afford to pay.
He would be pleased to speak with you about your credit card debt situation.
Unfortunately, there are plenty of opportunities to acquire too many credit cards and too much credit card debt. Consumers are able to open new credit card accounts despite already having high credit card debt. Credit card companies know this and try to target those individuals with such habits. In some cases bankruptcy may be the best answer, but
William has found in his twenty-five years of practicing consumer law, that his
clients are able to avoid filing for bankruptcy if they work with him to reduce or eliminate their credit card debt.
Whether you have one credit card or twenty-five credit cards, William can
help negotiate your credit card debt. When you meet with him, William will
chart all of your credit cards and discuss debt negotiation strategies with you.
Once a strategy specifically tailored to your credit card debt situation has
been determined, William will write to your creditors to inform them that you
have retained him to represent you and that they should contact him and not you directly. This should stop unwanted phone calls and most letters to your household.
William will typically offer your creditors a reduced settlement offer. Sometimes, the creditor takes the offer and other times the creditor does not. Nonetheless,
he will continue to work with you until your credit card debt situation is
resolved.
If you choose to hire William to help reduce or eliminate your credit card debt,
he will work hard on your behalf to insure that your creditors treat you fairly and act in accordance with federal debt collection laws.
Left to your own devices, if you stop paying your credit card bills, creditors will usually sell or refer your debt to third-party debt collectors. If this happens you will likely be contacted relentlessly by debt collectors and your creditors may file lawsuits against you to obtain judgments.
William can represent your interests to be sure you are treated fairly and your consumer rights are protected.
Please e-mail
or call William at 612-821-4817 for an evaluation of your case. He would be glad to speak with you to help you resolve your financial affairs.
Links on
Debt Collection Abuse
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