Dispute Credit Letter

Sample Dispute Letter

Date, Your Name, Your Address, City, State, Zip Code

Complaint Department
, Name of Company, 
Address
, City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute the following information in my file. I have circled the items
I dispute on the attached copy of the report I received.

This item (identify item(s) disputed by name of source, such as creditors or tax court,
and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete)
because (describe what is inaccurate or incomplete and why). I am requesting that the item
be removed (or request another specific change) to correct the information.

Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation,
such as payment records and court documents) supporting my position. Please reinvestigate this
(these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.


Sincerely, Your name

Enclosures: (List what you are enclosing.)

Fair Credit Reporting Quick Links:

1. How to Dispute Credit Report Errors
2. Dispute Credit Letter Examples
3. Summary of Your Rights Under the Fair Credit Reporting Act